8 April 2022 : New Phibonacci website proudly released, integrating PINT deliverables
The launch of the next chapter A new website opens the way for a new chapter with new opportunities. We’ve seen it so often with
Use our talent to initiate and execute transactions, digital transformations,
strategic alignments or tactical optimizations for your business.
Let’s discreetly discuss your challenges, issues or career today.
A well-oiled delivery machine is launched by introducing structure and ensuring mutual agreement on governance, planning and working methods.
The necessary buy-in, input and validations are obtained in a timely manner by proactively involving the relevant stakeholders according to the agreed governance.
Driven by customer value, deal value, the desired final solution or results. Your dedicated sparring partner.
Proactive identification and assessment of risks and interdependencies with actionable proposals for mitigation. Adequate issue management.
Safeguarding or improving your performance, by creating or joining platforms and ecosystems, where non-financial and financial services and products are integrated in attractive online customer experiences.
Revitalising or launching businesses, by leveraging on propositions in the field of automation (e.g. Artificial Intelligence, Robotic Process Automation), digital consumer access, digital data and connectivity.
Attracting and retaining customers, by creating and accommodating optimal -and compliant- customer experiences with low operational impact, for any event from on-boarding to off-boarding.
Improving the ability and speed to adapt to changing market conditions. Unlocking innovation and customer value creation.
Driving the transition to a more sustainable and resilient economy, by aligning investment and lending practices with environmental, social and governance (ESG) objectives, navigating regulatory frameworks and implementing effective risk management strategies.Â
Developing your business while evaluating profitability, capital requirements, risks, complexity, resource allocation, market opportunities, reputation, branding, market share and various other variables.
Depending on the outcome of such business development exercises, changes to your product or service offerings, your customer base, your geographical presence, your share in the value chain, your participation in ecosystems and other might be proposed.
These changes are analysed, carefully prepared and meticulously implemented.
Designing and implementing high-performing organizations, operating models and processes. Implementing adequate process management.
Developing and implementing resource allocation improvement proposals (e.g. insourcing versus outsourcing, centralization versus decentralization, harmonization, standardization).
Organizational design and sizing.
Ensuring business continuity and workplace recovery.
Preparing, facilitating and executing software selection processes, vendor due diligence, greenfield implementations, life cycle management, acquisitions and divestitures, migrations and legacy phase-out.
Ensuring compliance with data retention laws.
Data quality improvement (e.g. data dictionary, data mapping, data centricity, data cleansing, data actualization) for compliance, improved risk management and more accurate targeting.
Leveraging on data to improve your overall performance (e.g. advanced data analytics, artificial intelligence).
Ensuring the availability of actionable insights to improve performance.
Defining and implementing policies, processes, systems and reporting: management information systems (MIS), management accounting, activity based costing, product profitability, funding and treasury, asset and liability management, target setting, budgeting and (re)forecasting.
Defining, implementing and improving policies, processes and systems relating to accounting, consolidation and reporting.
Preparing and implementing finance transformation programmes.
Developing and implementing improvement proposals aimed at reducing the throughput time of the closing and reporting period.
Ensuring compliance with new or changed legislation and regulations. Preparing and implementing changes in organization, processes, working methods and IT landscape.
Specific expertise in interaction with regulators: filing for new businesses or changes, communication, negotiation and reporting.
Current accounts, (Belgian regulated) savings accounts and term deposits.
Definition and setup of internal and external treasury procedures.
Debit and credit card issuing, incl. related flows (e.g. design, card production, personalisation, credit scoring, collection and recovery, fraud detection, blocking).
Credit facilities, mortgage loans, personal loans, leasing and other, including related flows (e.g. credit scoring, monitoring, collection and recovery, credit registration, credit funding).
Shares, bonds, derivatives, mutual funds, pension funds, insurance investment funds, insurance savings products…
Specific expertise in management and administration of investment funds, incl. NAV calculation, depositary reconciliation, specific tax setups, application of prospectus, benchmarking, reporting, internal control and risk management.
Sepa Credit Transfer, Sepa Direct Debit, SWIFT messaging, iDEAL issuing etc.
Implementation of changes required to be compliant with upgrades of SEPA rulebook and Payment Services Directive.
Know Your Customer (KYC), Customer Due Diligence (CDD), Anti Money Laundering (AML), Transaction Monitoring, Sanctions, Counter Terrorism Funding (CTF).
Urgent projects or issues involving major interests and requiring fast, accurate and impactful progress.
Roadmapping, launching and managing complex programmes, which impact organization, processes, working methods, culture and IT landscape.
Delivering projects within time and budget with agreed scope and quality. (e.g. Prince2)
Incremental agile customer centric development of software and solutions to issues. (e.g. Scrum, Scaled Agile Framework (SAFe))
The launch of the next chapter A new website opens the way for a new chapter with new opportunities. We’ve seen it so often with
The European regulations on open banking and payments have been a major stimulus for new business ideas and cooperation within the financial services sector and
Digital transformation propositions have been successfully applied in various fields for a few years now, as key enablers came to fruition. As a result, new
The launch of the next chapter A new website opens the way for a new chapter with new opportunities. We’ve seen it so often with
The European regulations on open banking and payments have been a major stimulus for new business ideas and cooperation within the financial services sector and
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