Effective since: 1 September 2006

PHIBONACCI hereby authorizes you to view, copy, print, and distribute the information contained in the website phibonacci.consulting (hereinafter, the “Website”). Any copy of this document or portion thereof must include the copyright notice in its entirety.

Note that any program, publication, design, product, process, software, technology, information, know-how, or idea described in this document may be the subject of other rights, including other intellectual property rights, which are owned by PHIBONACCI or other interested parties and are not licensed to you hereunder.

The information contained in this Website is for general guidance on matters of interest only. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this Website.

Accordingly, the information on this Website is provided with the understanding that the authors and publishers are not herein engaged in rendering professional advice and services. As such, it should not be used as a substitute for consultation with professional competent advisers. Before making any decision or taking any action, you should consult a PHIBONACCI professional.

While we have made every attempt to ensure that the information contained in this Website has been obtained from reliable sources, PHIBONACCI is not responsible for any errors or omissions, or for the results obtained from the use of this information.

All information in this Website is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. In no event will PHIBONACCI, its related partnerships or corporations, or the partners, agents or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this Website or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Certain links in this Website connect to other Websites maintained by third parties over whom PHIBONACCI has no control. PHIBONACCI makes no representations as to the accuracy or any other aspect of information contained in other Websites.

PHIBONACCI is a registered trade name and a registered trademark of the entity Phibonacci Management Consulting BV, registered under enterprise number 0883.950.805 in the Belgian Crossroads Bank for Enterprises (CBE).

Phibonacci
Bosstraat 45
2500 Lier
BELGIUM
info@phibonacci.be

If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply.